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Hip HOP

This little-known student group, which offers no-interest housing loans to Boston residents down on their luck, is creating new buzz

Getting Out, Giving Back

Each HOP client receives a $400 loan, but the circumstances of each case vary widely.

Most face extenuating circumstances--such as an illness or disability--that prevents them from meeting a single rent payment.

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"The ideal client is someone who's child got sick, missed a week of work, and at the end of the month are a little behind," Lee says. "If some unfortunate thing happens, we're here as a safety net to prevent homelessness."

Last semester, HOP was able to prevent 14 evictions.

Clients--who reside throughout the Boston area--must undergo a written application and face-to-face interview process to qualify for loans.

HOP first learns of cases from local social service organizations with which they have cultivated a relationship, particularly Action for Boston Community Development (ABCD). ABCD social workers provide their clients with applications, who send them to HOP's mailbox in Phillips Brooks House (PBH).

After receiving an application, a HOP member will call the client within a day or two to schedule an interview at PBH.

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