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Cash App: Money Management Made Easy for Students

It’s no secret that as a college student in Cambridge, the expenses pile up from the morning coffees at Tatte to the new toiletries from CVS. Cash App is the perfect way for Harvard students to balance their budgets, easily transfer money, make payments, and save on everyday purchases. Whether it's buying dorm room essentials or getting warm winter clothes, Cash App makes every dollar count with seamless payment and savings. The benefits continue with easy transfers making it more simple than ever before to repay your friends on a night out in Boston at Icon.

Why Money Management Matters

With many Harvard students learning to independently manage finances for the first time, responsible money management at a young age is the key to financial security down the road. The earlier you can start saving and investing your money, the more powerful the magic of compound interest can be in securing financial freedom. For this reason, a dollar saved today is worth much more than a dollar in the future. College students are already living on tight budgets, but making sure that every dollar is going as far as it can makes room for saving earlier, therefore securing financial stability sooner.

How Cash App Makes Money Management Easier

All in just a few taps, Cash App is the easy way to send, spend, bank, and invest for Harvard students looking to manage finances more efficiently. When paying through Cash App Pay or Cash App Card, you gain access to exclusive discounts on everyday purchases such as textbooks from The Coop, dinner at Russell House Tavern, or drinks at Grendel’s, Cash App helps you save money effortlessly. By using Cash App Pay or the Cash App Card, you can enjoy these savings without altering your spending habits, allowing you to put more aside for future expenses after graduating college.

What’s more, Cash App offers free transfers while competing money transfer services charge ~1.75% per transaction. By switching over to Cash App, the quintessential college experience of splitting the bill after a nice meal in the Square becomes that much easier. With Cash App, managing your finances and sharing expenses becomes hassle-free, making your financial life simpler and more cost-effective.

Cash App Card

The Cash App Card is a versatile Visa debit card. It can be used anywhere Visa is accepted, both online and in stores. Cash App Card comes with a variety of rewards and perks, like instant discounts called Offers. There are a variety of Cash App Cards to choose from, including black + white (free cards), glitter, pink, and even metal. Cash App Cards can be customized and personalized in the app at no additional cost. With the Cash App Card, Harvard students can enjoy a practical, customizable, with your signature stamp, and even drawn on it, in the app for free. The card will be perfect to show off when paying for a hot dog at Fenway Park or getting merch at the latest concert at Big Night Live.

Rewards and Perks

1. Access Instant discounts on top brands prioritized based on relevance to you.

2. Get exclusive access to experiences, like events and concert tickets where Cash App customers have had early access to the likes of Drake, Karol G, and most recently Future & Metro Boomin.

3. Referral Bonus when you invite a friend or get invited.

5. Round Ups: automatically round up each purchase to the nearest dollar. You can choose to put spare change in Savings or invest in Stock or Bitcoin.

6. Gift Cards that are instantly-spendable for all kinds of stores, businesses, and brands.

Cash App Savings

With Cash App, you can open a separate Savings Balance right in the app, no new account needed. There are no minimum balance requirements, and you can transfer money between your Cash Balance and Savings Balance as many times as you want for free. PLUS set a goal for any amount, then save automatically when you get paid or when you spend with your Cash App Card using Round Ups.

Earn up to 4.5% on your savings with no fees through three simple steps.

1. Get a Cash App card: You need a card before you can unlock 1.5% interest on your savings through our partner bank.

2. Set up direct deposit: Direct deposit at least $300 in paychecks in a month into Cash App to increase interest on your savings to 4.5%.

3. Keep depositing checks: As long as you continue depositing at least $300 in paychecks per month into Cash App, you’ll continue earning 4.5% interest.

T&C

1. Prepaid debit cards issued by Sutton Bank. Direct Deposit provided by Cash App.

2. To earn the highest interest rate on your Cash App Savings balance, you need to be 18 or older, have a Cash App Card, and direct deposit at least $300 monthly into Cash App. APY is accurate as of 4/9/2024. Cash App will pass through a portion of the interest paid on your Savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC.