To the Editors of the CRIMSON:

I recently decided that I would drop my group life insurance policy with the University. Then, for the first time, I was informed that this policy had no cash or loan value. When I took out this policy, it was simply described to me as a life insurance. The word term was never used and is not even on the policy. In other words the University had me buy under false pretences-this policy is only good if I die under 65, while employed by Harvard-otherwise I would lose all the money I put into it. Others took out the same policy with the same misapprehensions. I recommend strongly that Harvard either give its workers a straight life insurance policy-or tell us exactly what's going on from the start.

It is not surprising that Harvard only provides group insurance-its cheaper for them, even if it does not satisfy the needs of most workers.

Also why does Harvard provide Faculty and staff with a different program, maybe the University is guilty of intellectual discrimination.